Daily we offer FREE coffee, snacks, and drinks. Come enjoy our bank atmosphere while we quickly approve your loan.

Best Payday Loan in Memphis! Up to $435 for payday loans and up to $2500 for title loans.

ALL first loans are FREE!


Proudly serving the Memphis community for over 20 years!


We love our customers so much your first advance is free and you only pay back what you borrow!
Refer a friend who is approved and get ANOTHER free advance!

We offer payday loans/cash advances and title loans. We pride ourselves in having the best customer service in the industry!

About Our Company 


Since 1996, we have helped thousands of West Tennesseans with their financial solutions. We encourage fair and fully disclosed lending practices. We comply fully with state laws and always present fees clearly and completely. American Cash Advance is a locally owned business who prides itself in supporting local businesses and their surrounding communities.