Free Payday Loans & Advances in Memphis, TN

Proudly serving the Memphis, TN and the surrounding areas for over 20 years!

We offer payday loans/cash advances and title loans. We pride ourselves in having the best customer service in the industry!

We love our customers so much your first advance is free and you only pay back what you borrow! Refer a friend who is approved and get ANOTHER free advance!

Daily we offer FREE coffee, snacks, and drinks. Come enjoy our bank atmosphere while we quickly approve your loan.

About Our Company

Since 1996, we have helped thousands of West Tennesseans with their financial solutions. We encourage fair and fully disclosed lending practices. We comply fully with state laws and always present fees clearly and completely. American Cash Advance is a locally owned business who prides itself in supporting local businesses and their surrounding communities.


Our company works hard to provide you payday loans and title loans with fast and reliable service.

We value our customers:
With our great customer service and quick approval decisions, we will provide you with the funding you need when unexpected circumstances arise.

Services

​We offer an array of services to help you get the funds you need quickly. We offer loans to pay your bills, car repair loans, cash loans and title loans. Apply with us to receive funding for any purpose or emergency.

All credit is considered. Request a loan today, regardless of your credit score. Your credit score will not be affected by applying for a loan. If you apply and get approved, the funding process can take as little as one business day.